Start planning the back-to-school family budget now

Even if back-to-school expenses seem far away, it’s never too early to learn to budget for needed clothing and school supplies, said Mary Ann Kizer, Jefferson County extension agent for the University of Arkansas System Division of Agriculture.

“Now is the time to plan a budget for the upcoming school year,” she said. “Even if you don’t have children in school, using a budget will give you control over your life. You’ll be able to set and reach saving goals and be prepared for emergencies.”

The extension service will offer a financial management class on Aug. 4 from 9 a.m. to 1 p.m. at the Jefferson County Extension Office conference room, 500 South Idaho Street in Pine Bluff. Register now by calling 870-534-1033 or e-mail [email protected].

Kizer, along with fellow extension agents, Michelle Carter of Bradley County, Diane Clement of Cleveland County and Jane Newton, Lincoln County, will be teaching budget development, money management, wise use of credit and consumer protection—topics that are part of extension’s “Navigating the Financial Journey” training.

Cost of the class is $20. Bankruptcy filers will receive a Certificate of Debtor Education. The class is approved by the United States Bankruptcy Trustee as a financial education program and the course complies with the laws enacted under the Bankruptcy Abuse Prevention and Consumer Protection Act.

For more information about personal finances, contact your county extension office, or visit https://www.uaex.edu/health-living/personal-finance/.